India Product Universe

For maximum benefits from the asset allocation process, you need:

The wide range of products offered from Seguro India Platform:-

Traditional Products

Investment products that are commonly known avenues to grow wealth are:

Direct Equity

Direct Equity Investment refers to the buying and holding of shares on a stock market by individual investors in anticipation of dividends and capital gains with changes in the value of the stock.

Portfolio Management Service (PMS)

Portfolio Management Service (PMS) is a sophisticated investment vehicle that offers customized investment strategies to capitalize on opportunities in the market. Efficient Investment Management requires time, knowledge, understanding, expertise and constant monitoring of developments in micro and macro economical environment. That is difficult for investors because of involvement in its own business profession and other activities. Those who need an expert to help to manage their investments, PMS is the right answer.

Mutual Funds

Mutual Funds are professionally managed pools of money from investors with similar investment objectives. Each mutual fund represents many individual stocks from a variety of industries and is managed by a fund manager.

Insurance

Life Insurance policies are investments that protect you and your family against an uncertain future. There are a variety of policies which cover your life and invest your money towards your plans for the decided amount of insurance.

Specialized Products

New investment products have emerged over time and are available as:

Structured Products

Structured investment products are pre-packaged investment strategies based on various underlying assets such as equities, interest rates, currencies, commodities etc. The value of the product can thus depend on the value of the underlying stocks or indices. The idea is to generate a particular payoff on the product to suit particular market views and maximize the returns thereof. Some structured products offer a ‘principal protection’ function if held to maturity.

Equities- Discretionary Portfolio Management Service (PMS) and Non-Discretionary Portfolio Management Service (NDPMS) are solutions for investing in equities. With Portfolio Management Service, your customized portfolio is tracked, monitored and optimized by portfolio managers while Non-Discretionary Portfolio Management Service offers these services in a consultative method.

Derivatives-  Instruments which derive their value from the value of the underlying such as prices of stocks, the basket of stocks, indices, currencies etc.  They form a part of the above-mentioned structured products and help generate specific payoffs.

Private Equity

Private Equities are equity securities of unlisted companies exempt from the high level of government regulation as public offerings. The other side to this investment is that private is far less liquid than publicly traded stock.

Real Estate

Real Estate Funds are investment vehicles that are used by its subscribers to invest into Real Estate projects and/or Real Estate linked securities (Equity or Debt). Some real estate funds invest in bonds/instruments secured by property instead of actually owning property as it involves risk due to volatility in property prices.

Legacy Planning

Legacy Planning includes creating a plan for your estate to enable effective management, preservation, and longevity during and after your lifetime. The primary goal is to ensure it reaches the estate owner’s intended beneficiaries, and often includes efficient tax and minimizing succession procedures.

Commodities

Commodity trading helps you hedge against inflation and buy a piece of global demand growth based on the understanding of the demand cycle. You can take up commodity exposure either directly through the commodity exchange or through various mutual funds with a mandate of investing in commodities.

Art

Art investments are a combination of business and pleasure. Though a fickle market with no guarantee of profitability, research-based decisions can prove art to be worthy investments down the years.

Depending on your investment requirement and aspirations, a combination of investment products can be chosen.