General Insurance

You work hard for your money. We help that money work even harder for you by offering optimum investment solutions, so you can fulfil your dreams. However unexpected events can derail best of plans. Whether it is a sudden medical expense or an unexpected damage to property, any such unfortunate event could force you to dip into your savings.

Don’t let such unexpected hazardous events affect your investments and your future plans. We offer a bouquet of insurance products for all needs. Our advisors will identify your unique needs and requirements, and help you choose an appropriate insurance cover that works best for you. So you can focus on wealth building in peace.

 

Our General Insurance Offerings

 Medical Insurance

Medical insurance is a type of insurance coverage that covers the cost of an insured individual’s medical and surgical expenses. This includes:

  • Group Medical Insurance
  • Individual Medical Insurance
  • SME Medical Insurance
  • Partners Medical Insurance
  • Dependents Medical Insurance

 Employee Benefit Insurance

Such insurance is offered by employers to their current employees. Such plans are a good way to attract and retain talent in the company. Some employee benefit insurance include:

  • Employers Liability Insurance
  • Workmen Compensation
  • Group Life Insurance
  • Group Pension Plans
  • Group Personal Accident Insurance

 Motor Insurance

Motor or vehicle insurance protects the owner of the vehicle against any financial loss arising out of damage or theft of vehicle. Motor vehicle coverage also includes damage caused to third party or property. Some common types of motor insurance include:

  • Motor Comprehensive Insurance
  • Motor Third Party Insurance
  • Motor Fleet Insurance
  • Contractors Plant & Machinery Insurance (CPM)

 Business & Property

Such insurance protects physical property and equipment of a business against loss from theft, fire or other perils. While all-risk coverage covers against all risks; named-peril coverage covers only against specific perils named in the policy. Some such insurance include:

  • Business Interruption Insurance
  • Hotel Comprehensive Insurance
  • Land Rig Insurance
  • Office Multi Cover Insurance
  • Property All Risk (PAR)
  • Fire & Allied Perils Insurance (PAR)

 Marine, Cargo & Aviation

Such insurance covers the loss or damage of ships, cargo, terminals, aviation, and any transportation method by which the property is transferred, acquired, or held between the points of origin and the final destination. Such insurance include:

  • Marine Cargo Insurance
  • Marine Hull Insurance
  • Marine War Insurance
  • Marine Operators Liability Insurance
  • Airport Liability Insurance
  • Airside Liability Insurance

 Engineering & Construction Insurance

Engineering insurance refers to the insurance that provides economic safeguard to the risks faced by the ongoing construction project, installation project, and machines and equipment in project operation. Engineering & Construction Insurance include:

  • Contractors All Risk (CAR)
  • Project Insurance
  • Erection All Risk Insurance
  • Machinery All Risk Insurance
  • Machinery Break Down Insurance (MBI)
  • Machinery Break Down Loss of Profit Insurance (MBI & LOP)
  • Delay in Startup Insurance
  • Deterioration of Stock Insurance

 Liabilities & Financial Lines

Liability insurance protects a company and/or business owner in the event of a formal lawsuit or any third-party claim. Coverage includes any financial liability incurred in addition to expenses related to the company’s legal defence. Liability insurance include:

  • Credit Insurance
  • Burglary Insurance
  • Commercial Crime Insurance
  • Money Insurance
  • Professional Indemnity Insurance
  • Product Liability Insurance
  • Jewellers’ Block Insurance
  • Medical Malpractice Insurance
  • Stock Brokers Crime and Professional Liabilities Insurance
  • Cyber Liability Insurance
  • Directors Officers Liability Insurance
  • Event Cancellation Insurance
  • Fidelity Guarantee Insurance
  • Freight Forwarders Liability Insurance

 

Why Seguro?

We believe in developing cost effective solution tailored to our client’s needs, while procuring most competitive underwriting terms to complement it. We:

  • Understand risk exposure
  • Identify optimum insurance requirement
  • Study insurance portfolio
  • Help with best quotations
  • Help selecting best insurance
  • Help in correcting policy document
  • Guidance to prevent loss
  • Constant watch to cover risks
  • Timely communication and reminders

 

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